UK Sharia-compliant home finance, made clearer
Compare the payment.Understand the ownership.
MyHalalHome helps you compare UK home-finance options, understand how each Sharia structure works and see what your deposit could unlock.
Clear comparisonsVerified sourcesNo confusing jargon
See beyond the monthly payment.
10 years in
Illustrative
£350,000 home, £52,500 deposit. Same home, two arrangements.
- You own
- 37%
- Paid so far
- £210,489
- You own
- 30%
- Paid so far
- £209,699
The difference
£26,950
You have paid within £790 of each other, but Illustrative arrangement A leaves you owning £26,950 more of the home.
Show the working
- Paid so far = monthly payment × months + product, legal and valuation fees.
- You own = your deposit plus the share of the home bought so far, assuming the payment never changes. Where an illustration rate is recorded the share is worked out month by month; otherwise it is drawn through the recorded 2, 5 and 10-year figures.
- Ignores house price changes, payment reviews, stamp duty and early settlement charges.
Your household brief
Answer four questions to create a personalised planning view of your deposit, potential finance requirement and relevant provider information.
What you can compare
Look beyond the monthly payment. See the bigger picture across cost, ownership and structure.
Monthly cost
Compare like-for-like payments across structures and providers.
Upfront cost
See required deposits, fees and other upfront costs.
Five-year view
Understand how ownership, balance and total payments may change.
Deposit requirement
Explore how different deposits could affect available options.
Flexibility
Review early acquisition, exit and moving-home considerations.
Sharia structure
Understand how each structure works and what it means for ownership. What does this mean?
Evidence, not a halal score.
We show the available structure and supporting information so you can review the evidence yourself.
- Provider informationProducts and eligibility details
- Source documentationLinks to key documents
- Last checkedDated information and changes
- Structure explainedClear plain-English context
Why MyHalalHome exists
Faith-conscious home finance should not be the harder route.
We saw a genuine gap. Conventional mortgage customers had established comparison platforms, while people seeking Sharia-compliant home finance often faced fragmented information, unfamiliar terminology and no clear place to start.
We believed there was a better way.
Read our story
The Doors Collective
The street starts here.
A growing collective of households exploring halal home ownership, together.
0households registered so far
Target The count is real and starts at zero. Registering interest is not an application or credit check.
That is your door. It lights up for real when you register. Add my household
Our evidence ledger
A transparent record of what is in place and what is still to come.
Comparison method
Confirmed
Published and open to challenge.
Product data
Illustrative
Worked examples pending verified live provider data.
FCA authorisation
Preliminary stage
Regulatory pathway under review as the platform develops.
Provider partnerships
In discussions
Discussions underway with leading Sharia-compliant finance providers.
Sharia review
Scholar shortlisting
Experienced Sharia scholars under consideration for independent oversight.
Member benefits
In development
Strategic member benefits and partner offers currently being shortlisted.
Frequently asked questions
Quick answers to the most common questions about MyHalalHome.
Is Islamic home finance more expensive than a mortgage?
Sometimes the monthly payment is higher and sometimes it is similar. Fees, the length of the term and how payments are reviewed can matter as much as the headline rate. That is why we show the total paid and the share you own over time, not one figure.
Is it really halal?
Each provider has its products approved by its own Sharia scholars or board, and qualified scholars can hold different views. We aim to show who reviewed each product and link to their documents so you can judge for yourself. MyHalalHome does not issue religious rulings.
Do you give financial advice?
No. MyHalalHome provides general information and illustrative comparisons. For a recommendation or an application you need an FCA-authorised adviser or provider.
Will registering interest affect my credit file?
No. We do not run credit checks, and we only ask for rough ranges, never income, account or credit details.
How does MyHalalHome make money?
Today it earns nothing. In future we expect referral fees from authorised partners. We will publish every type of fee before accepting any, and our intention is that fees never affect what you see or the order it appears in.